Epiphany Clubs & Resorts recognizes that it has a financial responsibility to its Members.

Each Club has adopted a system of open disclosure to its Members.

Memberships are resold through each Club to maintain their value.

A Memorandum of Member Rights and Obligations is recorded in the public records where each Club is located and tied to the title of the property, further protecting the Memberships.

Each Club will own its real estate free and clear of any mortgage debt following sell out of that Club's original Memberships.